Home Prices are Down | The Next Recession

YOUR BUY-SELL AGREEMENT IS INCOMPLETE: Most business owners with a buy-sell agreement feel covered. In my experience, two important elements are often missing, and gaps may only become apparent during a triggering event.

THEY JUST KEEP SPENDING:

RUNNING BACK AND FINANCIAL SACRIFICE: When Arizona Cardinals rookie Jeremiyah Love signed his new contract, reporters wanted to know what he’d buy first. His answer: nothing. “I’m going to put that money away for my kids and grandkids, so they can have a better life than I did growing up.” Hear it in his own words here.

INCONSISTENT: Isn’t this interesting? 73% of Americans say estate planning is personally important, yet 56% of U.S. adults have no estate planning documents in place (Trust & Will, 2026). If you don’t have your estate documents in place, we can help connect you with estate-planning professionals and coordinate as part of your broader financial planning. We work with a number of trustworthy estate-planning attorneys. We regularly make introductions.

HOME PRICES: Year-over-year home prices are down.

BEFORE YOU RETIRE: It is very common to have your “work” email as the preferred email for your employee benefits and 401(k). But after retirement, you will lose access to your work email. Remember to switch to your personal email before your last day at the office.

THE NEXT RECESSION?: Some investors endlessly worry about the next recession. What will cause it? When is it coming? How long will it last? Just a reminder that no one can predict the future. Keywords—no one. Maybe a better question to process is—how many recessions have I already lived through?

ONE YEAR, NO BEER: Small steps lead to big changes. Watch here.

*The views expressed represent the opinions of Compass Ion Advisors, LLC, as of the date noted and are subject to change. These views are not intended as a forecast, a guarantee of future results, an investment recommendation, or an offer to buy or sell any securities. The information provided is of a general nature and should not be construed as investment advice or to provide any investment, tax, financial, or legal advice or service to any person. The information contained has been compiled from sources deemed reliable, yet accuracy is not guaranteed.

Additional information, including management fees and expenses, is provided on our Form ADV Part 2 available upon request or at the SEC’s Investment Adviser Public Disclosure website here. Past performance is not a guarantee of future results.